Financial Planning

JH&P's aim is to work with their clients to take a complex subject and make it comprehensible so that informed and well-considered decisions can be made with confidence, so that the overall finances of the family are protected for generations to come. JH&P build strategies to balance long-term ambitions with short-term needs. Their core principle is that financial planning should give clients the tools to comprehend the incomprehensible.

They work proactively with key client advisers to ensure a coordinated approach is taken to tax, structuring and other matters where teamwork is likely to lead to better client outcomes. Their framework captures all areas of wealth planning which include tax efficiency, cash flow analysis, risk management, protection and eventually passing on wealth.

Where appropriate, JH&P draw upon the expertise of its panel of specialist advisers to provide complementary services, from specialist tax, legal to mortgage advice. Once a strategy has been developed, they build a structure which is at all times underpinned by their rigorous investment process.

Investment Management

It is undeniable that the growth of your assets is the most important objective of investment management. Every wealth manager will share that belief, but what makes JH&P special is how they achieve that goal.

They put a strong emphasis on the delivery of liquidity and managing risk at both a security and portfolio level as they know this is the best way to ensure consistent returns no matter the market permutations. To achieve this, they create diversified, multi-asset portfolios, all of which have a core allocation to global equities. Over the years, global-quoted equities have historically delivered positive real returns through multiple market cycles, however they are not afraid to look to find other ways of making your wealth grow.

Other asset classes such as fixed income, infrastructure and absolute-return funds allow them to diversify risk and optimise your portfolio, as well as to provide additional sources of income.

Every investment is associated with some risk, but you can rest assured that JH&P's investment philosophy is one with security and liquidity considerations at the fore. Their approach is underpinned by thorough bottom-up due diligence, they invest the client's portfolios only in markets and asset classes that they fully understand and believe will deliver a strong, risk-adjusted long-term returns.